Creation of Krak Card: A Defining Moment for Consumers, Cryptocurrency, and the Future of Payments

The world does not need another ordinary debit card. But it does need financial tools that truly reflect how people earn, store, and move value in the digital age.

Dmitry Ivanov

12 December, 2025

4minutes

What Is It?

Запуск Krak Card — это не просто очередной продукт на рынке финансовых технологий. Это отражение более глубокого сдвига в том, как люди взаимодействуют с деньгами, цифровыми активами и глобальными платежными системами.
Сегодня граница между традиционными финансами и криптовалютной экономикой стремительно размывается. Пользователи уже не хотят выбирать между банковской картой и криптокошельком — они ожидают, что финансовые инструменты будут работать одинаково удобно в обоих мирах.

Krak Card создаётся именно на этой точке пересечения. Она объединяет привычную инфраструктуру платежных систем с возможностями цифровых активов, позволяя пользователям хранить, переводить и использовать ценность так же легко, как они отправляют сообщения или файлы.

Для потребителей это означает больше свободы в управлении своими средствами. Для криптоэкономики — ещё один шаг к реальному применению цифровых активов в повседневной жизни.

По мере развития Web3-инфраструктуры становится очевидно: будущее платежей будет строиться вокруг гибкости, прозрачности и глобальной доступности. Krak Card — один из инструментов, которые помогают приблизить эту реальность.

Through its API-first MonavateOne platform, the company provides end-to-end issuing, authorisation, settlement, and compliance capabilities that bridge traditional finance and decentralised financial technologies. With more than 6.3 million cards issued and over £6.5 billion in processed payments to date, Monavate powers next-generation payment experiences for innovators across fintech, Web3, travel, insurance, media, and enterprise.

Global payments

A Moment in a Much Bigger Shift

And for global payments at large, we believe this combination will play a meaningful role in shaping the systems and standards of the next era - one where programmable money, stablecoins, and real-time settlement are foundational, not futuristic.
‍
To our clients: thank you for trusting us with your programmes and your vision. To our colleagues - past and present: thank you for building something worth acquiring. And to the market: this is only the beginning. The next chapter is bigger, bolder, and unmistakably global - and we are excited to build it as part of the Exodus family.

About W3C Corp

W3C Corp is a newly formed global payments infrastructure group created through the combination of Monavate Holdings Ltd. and Baanx.com Ltd (subject to regulatory approval). Unifying two of the most advanced companies in card issuing, digital asset payments, and regulated financial infrastructure, W3C brings together deep expertise across traditional finance and emerging decentralised technologies.
‍
The group delivers end-to-end capabilities spanning regulated card issuing, processing, compliance, digital asset settlement, and hybrid fiat-on-chain financial services. With a footprint across the UK, EU, and international markets, W3C is designed to power the next generation of global payment experiences — connecting modern Web3 value flows with the trust, governance, and scalability of established financial systems.
‍
W3C’s mission is to build infrastructure that makes programmable money usable at scale, enabling businesses, platforms, and innovators to move value instantly, securely, and across borders with confidence.

Krak Card Future

W3C Corp is a newly formed global payments infrastructure group created through the combination of Monavate Holdings Ltd. and Baanx.com Ltd (subject to regulatory approval). Unifying two of the most advanced companies in card issuing, digital asset payments, and regulated financial infrastructure, W3C brings together deep expertise across traditional finance and emerging decentralised technologies.
‍
The group delivers end-to-end capabilities spanning regulated card issuing, processing, compliance, digital asset settlement, and hybrid fiat-on-chain financial services. With a footprint across the UK, EU, and international markets, W3C is designed to power the next generation of global payment experiences — connecting modern Web3 value flows with the trust, governance, and scalability of established financial systems.
‍
W3C’s mission is to build infrastructure that makes programmable money usable at scale, enabling businesses, platforms, and innovators to move value instantly, securely, and across borders with confidence.